Some "credit agency" has been calling my phone 4 to 5 times a day for the past 3 weeks. Never heard of the company (I Googled their number) and I have no connection to them - so I never answer and they never leave a message. This afternoon they called me while I was in the process of trying to get Charlie to take a nap after an exhausting night of little sleep. I decided to answer. I put the phone on speaker, didn't say a word and instead let them listen to my screaming infant. They stayed connected for about 30 seconds before hanging up. They haven't called back since. Charlie is now my favorite child.